# Introduction

Cocoon is purpose-built for institutional finance workflows that demand simultaneous compliance, privacy, and programmable settlement. Rather than adapting a general-purpose chain to financial regulation, Cocoon's architecture — permissioned tokens, confidential cash, on-chain identity, and ZK-verified state — was designed from first principles around the problems institutions actually face.

The three use cases documented in this section represent the core application of Cocoon's technology stack. Each combines ERC-3643 regulated tokens, DBC Digital Bearer Certificates for private settlement, and OnchainID-based compliance into a coherent end-to-end flow. Where traditional market infrastructure requires batched overnight settlement, manual KYC checks, and opaque ledgers shared with intermediaries, Cocoon replaces each layer with a verifiable, privacy-preserving, and programmable equivalent.

These use cases are at different stages of development. The Tokenized Money Market Fund is available today as a production-ready product. Intraday Repo & Collateral Management and Cross-Border Payments are under active development, building on the same identity and settlement primitives already deployed for the MMF.

## Use Case Overview

| Use Case                              | Description                                                                                                       | Status         |
| ------------------------------------- | ----------------------------------------------------------------------------------------------------------------- | -------------- |
| Tokenized Money Market Fund           | On-chain fund share issuance with compliant transfer, atomic DVP subscription/redemption, and encrypted reporting | Available      |
| Intraday Repo & Collateral Management | Same-day bilateral repo with tokenized bond collateral, DBC cash advance, and atomic DVP unwind                   | In Development |
| Cross-Border Payments                 | Private cross-chain DBC settlement with FX oracle pricing and dual-jurisdiction KYC/AML compliance                | In Development |

## Explore Use Cases

<table data-view="cards"><thead><tr><th></th><th data-hidden data-card-target data-type="content-ref"></th></tr></thead><tbody><tr><td><strong>Tokenized Money Market Fund</strong></td><td><a href="/pages/dqHDTul0vG2kElPufXNU">/pages/dqHDTul0vG2kElPufXNU</a></td></tr><tr><td><strong>Intraday Repo and Collateral Management</strong></td><td><a href="/pages/CYf3cUvmPnl2fqDzS4i0">/pages/CYf3cUvmPnl2fqDzS4i0</a></td></tr><tr><td><strong>Cross-Border Payments</strong></td><td><a href="/pages/accoQh0UufftJTcwaTlr">/pages/accoQh0UufftJTcwaTlr</a></td></tr></tbody></table>


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